The Retirement You Built Deserves a Plan That Protects It.
You spent decades building your wealth. The hardest part isn't growing it — it's making it last. Market downturns, rising taxes, and inflation don't care how hard you worked to get here. Todd Blevins builds retirement income and Roth conversion strategies designed to protect what you've earned.
Strategy-Focused.
Client-First.
San Diego Rooted.
Todd Blevins is not your typical financial advisor. He specializes in the part of the journey most people are least prepared for — turning a lifetime of savings into income that lasts, while keeping taxes from quietly eroding it along the way.
His focus is retirement income design and Roth conversion strategy for pre-retirees and retirees across San Diego County. With more than two decades guiding families through multiple market cycles and tax-law changes, he brings a disciplined, systems-level approach to every plan he builds.
Most of all, Todd believes a plan only works if you understand it. He leads with plain language, real strategy, and advice that always starts with your goals — never a product.
Why Retirement Is Different Now
The five years before and after you retire are the most consequential of your financial life — the window where a market downturn or a tax misstep can do lasting damage. The strategy that grew your wealth isn't the one that will protect it. That shift is where Todd's work begins.
The Confident Retirement Process
A retirement income system designed around the risks that matter most in your 60s and 70s. It separates the income you depend on from the assets you grow — coordinating withdrawals, Roth conversions, and tax strategy so your plan holds firm regardless of what the market does.
Protect
We secure the income you'll actually live on first — insulating it from market shocks, sequence-of-returns risk, and inflation so your essentials are never at the mercy of a down year.
Plan
We coordinate withdrawals, Social Security timing, and Roth conversion strategy to manage your lifetime tax bill — not just this year's — keeping more of what you've earned working for you.
Prosper
With the foundation secure, your growth assets stay invested for the years ahead and the legacy you intend — so you can spend your best years living, not worrying.
The result: an income plan that holds firm no matter what the market does, a tax strategy designed to preserve more of what you've earned, and a legacy that transfers cleanly to the people you love. You retire with strength, clarity, and control.
The Question Behind Every Plan
Early in his career, Todd kept meeting the same kind of person: disciplined, hard-working savers who had done everything "right" — yet were approaching retirement without a clear answer to the most important question of all.
"Will my money actually last? And how much of it will the tax bill take?"
Too often, these families had been sold products instead of given a plan — accounts scattered across institutions, no coordinated income strategy, and a quietly growing tax liability waiting down the road.
Todd founded Blevins Capital Management to do it differently: to slow down, listen first, and build retirement plans the way he'd want one built for his own family. Across more than two decades and multiple market cycles, that disciplined, prepared approach has become the firm's signature.
A Neighbor, Not Just an Advisor
Todd is proud to call San Diego home and to help neighbors across the county step into retirement with genuine confidence. Blevins Capital Management is a local practice, built on local relationships.
Many clients first meet Todd at one of the firm's complimentary dinner seminars and educational events around the county — a relaxed, no-pressure way to learn before there's ever a conversation about working together.
For Todd, this work is about more than returns or numbers on a statement. It's about the people and the life those assets represent — making sure families can enjoy their best years without financial fear holding them back.
That commitment to the community is the same standard he brings to every plan: show up, listen, and do right by the people in front of you.
Held to a Higher Standard
Todd is committed to a fiduciary, client-first standard of care — meaning the advice you receive is bound to serve your best interests, not a sales quota.
For Todd, this duty goes far beyond compliance. Every recommendation has to pass one simple test: Would I make this same choice for my own family? If the answer isn't an immediate yes, it doesn't make the cut.
In a field where commission-driven sales still exist, that standard cuts through the noise. Clients can expect transparent advice, disciplined strategy, and a genuine commitment to protecting both their income and their legacy.
What Clients Say
We were five years from retirement and terrified of another 2008. Todd walked us through his process and, for the first time, we could see exactly how our income would hold up regardless of what the market did. That clarity changed everything.
I'd spoken to three other advisors who all told me to "stay the course." Todd was the first who actually showed me a plan for turning my savings into income I couldn't outlive — and a smart way to handle the taxes. I finally feel like I have a real strategy.
After losing my husband, I didn't know where to start with our finances. Todd didn't rush me. He helped me understand what I had, what I needed, and how to protect it. I'm in a completely different place now.
Testimonials shown are illustrative placeholders and do not reflect actual clients. Replace with approved, compliant client testimonials before publishing.
Ready to Retire With
Confidence?
You've worked your entire life to build this. Don't let market volatility, tax erosion, or a plan that wasn't built for the descent put it at risk.
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